Some explanation is in order here: my old site is being expanded / woven into a network of domains with enriched content. During the transition, not all the pages are available (or not with updated content), but at least this page is a complete list of all my web pages. Shortcomings will be fixed soon. Please be patient with me..

 The overarching concept: background to all these pages.

Basics and more (mainly insurance-related)

Major service areas / life situations:

Financial planning for:

Business applications of insurance:

Means to find your way around here

Links to further useful sources

Calculators to hone your numeracy and financial savvy

Download demo version of information-loaded CD-ROM

Top page (on personal financial planning) ...

Comprehensive map

Who am I? ----   Contact info.

What do I offer?

Key areas:

Life and health insurance (including disability, critical illness, and long-term care protection)

Financial newsletter: Food for Thought

New series: Aren’t You aMAZEd?

Hot products

Retirement plans

Education plans..

Socially responsible / green / ethical investing

Estate planning

If you are / have ...


Financial Calculators

Download CD-ROM demo ...

Frequently Asked Questions

Facts, news, trends

Costly mistakes


These web pages are for information purposes only. The information contained and presented, while based on and obtained from sources we believe to be reliable, is not guaranteed either as to its accuracy or completeness. The content of these web pages is solely the work of the author, Laszlo Kramar.

The views (including any recommendations) expressed on these pages are those of the author alone, and they have not been approved by anybody. Neither the information nor any opinion expressed herein constitutes an offer, or an invitation to make an offer, to buy or sell any product discussed or referred to in these web sites. These web pages are for educational purposes only and are not intended for use by residents of the United Sates; nor are they intended as an offer or solicitation in any jurisdiction outside of Ontario, Canada. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

(c) Copyright 1997-2006 László Kramár. All Rights Reserved.