Life is a risky business
…and it necessitates planning!
Health is "the state of complete physical, mental and social well-being, and not merely the absence of disease or infirmity"
(World Health Organization)
Life and health insurance can help achieve and maintain financial health, a basic component of protecting your health in this broad sense.
There are many misconceptions around insurance.
There is no better way to dealing with risks financially for the individual, the family or the business.
Life and health insurance can be used wisely or foolishly
Some basic knowledge of the main issues, concepts, and relations of financial matters is very important for everyone. You cannot pick up all the nuances and tricks about life and health insurance from the perusal of handy materials, but spending some time with them is rewarding. If you do not take the pain to learn at least the very basics of assurance, then you either cannot deal with it at all (a poor, risky choice) or you have to blindly trust for advice an agent or a broker (what's the difference between them anyway?) , somebody whose interests and capabilities are not necessarily to your best advantage.
I am trying to give you (especially health and life insurance customers in Ontario, Canada) a hand with this site
... to get familiar with the basics, and more. Here are some options you might want to take:
I would appreciate any comments or questions regarding what I presented here. You can contact me by either email or in some other way.