Category: senior

January 18, 2010

Planning around Long-term care need if one cannot (or doesn’t want to) buy LTC insurance

‘There is more than one way to skin a cat’ can be true for some when planning how to pay for the things (and mainly the services) triggered by a potential long-term care situation. Underwriting difficulties are more frequent than …

December 22, 2009

Long Term Care insurance (LTCi) - an increasingly more important risk managing tool

What is the smaller mistake? The ‘waste premium dollars’ vs. ‘going uninsured’ dilemma in a ‘historical asset/income effects’ context. There is always a risk at any age that we become unable to take care of ourselves; chances for that grow …

July 27, 2009

New ways of creating personal pension type retirement income producing portfolios

Invitation to a conference dealing with annuities and optimal allocation in retirement provides an opportunity to evaluate two special calculators, one (from a major Canadian insurer) kept for financial advisors and insurance agents/brokers, while the other freely available for anyone …

June 1, 2008

Seniors in the family? Yourself, your (grand)parents, … or both?

Filed under: planning, situational:, senior - 01 Jun 2008

The concept and issues of aging have been going through tremendous changes recently. Being a senior is much less chronologically determined than before. Previously unheard of challenges, opportunities, and ambitions characterize many seniors’ lives. The following …

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